Learn the essential withdrawal rules for Roth 401(k)s to prevent taxes and penalties, ensuring you're optimizing your ...

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Dipping into your 401(k) before age 59½ usually means penalties, taxes and lost earnings. But there are some exceptions.

The good news is that low-income workers taking out hardship withdrawals are still saving, thanks to auto-enrollment.

So, you’ve done a good job of saving for retirement and have a nice balance in your retirement account. Then a problem comes up and you are unable to pay a rather large financial obligation. There ...

Congress has shaken up retirement plans once again, and the changes benefit a wide swath of Americans saving for their golden years through IRAs or employer plans such as 401(k)s. The SECURE Act 2.0 ...

Vanguard data shows Americans are pulling money out of their retirement accounts early at record rates to help make ends meet ...

Retiring soon? Expert explains how IRAs and 401(k) work - ‘The tax advantages associated with IRAs and 401(k)s is what makes ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...