Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

Clinging to 'safe' income and hoarding your principal isn't protecting your wealth; it's shortchanging the retirement you ...

Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their guaranteed income, like Social Security. Morningstar's latest analysis suggests ...

A 54-year-old with $4M in a 401(k) has eight times the average balance for people in their 50s. The rule of 55 allows penalty-free 401(k) withdrawals if you leave your job in the year you turn 55 or ...

Tax-advantaged retirement accounts like a 401(k) or IRA are powerful saving tools. The key benefit of a 401(k) or IRA is the ability to defer taxes on savings. If you break the IRS' rules, you could ...

Last year, a record number of workers in 401(k) plans plucked money from their accounts to pay for financial hardships, according to a new report.