Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

You can take withdrawals from your 401(k) before you retire but in most cases you will pay a penalty in addition to income ...

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

More Americans than ever facing financial stress are turning to their retirement savings to cover immediate expenses. Some 6 ...

Dipping into your 401(k) before age 59½ usually means penalties, taxes and lost earnings. But there are some exceptions.

A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their ...

A record number of Americans tapped into their 401(k) retirement savings for hardship withdrawals last year due to financial ...

Last year, a record number of workers in 401(k) plans plucked money from their accounts to pay for financial hardships, ...

If you're in your first year of retirement, here is the 401(k) rule that matters the most: live on a fixed income and budget ...

More Americans are digging into their retirement savings for emergency expenses, research from Vanguard shows.

Most 401 (k) and similar retirement savings plans like Individual Retirement Accounts (IRAs) allow homebuyers to withdraw or ...