Federal employees can use a new Thrift Savings Plan tool to weigh the tax costs and retirement advantages of moving traditional balances to Roth.

We don't always make the retirement investment decisions we should, and many times, there's no way to change the past—all we can do is try to do better going forward. But if you've been saving money ...

We don't always make the retirement investment decisions we should, and many times, there's no way to change the past—all we can do is try to do better going forward. But if you've been saving money ...

Unlike with traditional IRAs, Roths do not provide tax savings, so anyone converting such funds to a Roth must pay federal income taxes on the amount converted.

Use this strategy for tax- and penalty-free income during early retirement AJ_Watt / Getty Images Want to retire early? A Roth IRA conversion ladder could help you tap your tax-sheltered retirement ...