If you're planning to refinance your home this fall, you may not need as much of a rate reduction as you think.

Avoid common mortgage mistakes that could derail your home loan approval. Learn the 8 biggest missteps to avoid before ...

Some people taking out a home loan and purchasing flood insurance could face delays during the U.S. government shutdown.

Q: I’m thinking about starting to look for a house. My friends tell me I should get “prequalified” for a mortgage first. My real estate agent says I should get “preapproved” for a mortgage first. Is ...

When a mortgage lender evaluates a borrower’s application for a mortgage and the home that will be used as collateral and approves or rejects the loan request, the process is called underwriting.

The median credit score of successful mortgage applicants last year was 759, or "very good" on the FICO scale. Only 10% of mortgage borrowers had credit scores under 647, according to the Federal ...

Are you a risky bet for a home loan? Your underwriter will help a lender decide whether or not to approve your application. Mandy Sleight is a freelance writer and has been an insurance agent since ...

Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

The latest Builder Application Survey (BAS) from the Mortgage Bankers Association (MBA) for September 2025 shows that ...

Given mortgage rates have fallen to historic lows, it's a pretty good time to apply for a home loan. But what if you go through the motions only to have your application rejected? If you can't seem to ...