The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

The Wells Fargo Reflect offers an intro APR on purchases and balance transfers for almost two whole years. Learn why else we ...

A balance transfer is an excellent way to consolidate debt across one or several credit cards onto one card with a promotional annual percentage rate. Balance transfer offers regularly appear for ...

Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your credit score temporarily. Your credit score might also drop due to your new average length ...

An issuer may reject your application for a balance transfer credit card if your credit score is too low or if you have too many recent balance transfers. You may be approved for a card but denied a ...

Credit card balance transfers are a useful yet often misunderstood tool. When used strategically, they can offer a path to debt reduction and financial stability. However, like any financial ...

Courtney Reilly-Larke is the deputy editor of Forbes Advisor Canada. Previously, she was the associate editor of personal finance at MoneySense. She was also managing editor of Best Health Magazine ...

Two of the most common ways to consolidate debts are balance transfer credit cards and personal loans. Both can help you save money and simplify payments, but which one works best will depend on ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...