Everyone should aim for a good credit score, as it can lower the cost of everything from your home mortgage and auto loan to your credit card balances. But sometimes life has a way of tripping us up ...

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

Financial challenges can damage your credit if they cause you to pay bills late or miss payments altogether. This is because your payment history accounts for 35% of your credit score. Fortunately, ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

While repaying a credit card debt can provide immediate financial freedom, it also often causes a credit score to drop. Once you have settled a debt, it is important to rebuild your credit if you have ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

A premium credit card could be your gateway to lower interest rates, cheap hotels, and airport lounges - but what credit score do you need to actually get one?

Forgetting to make a credit card payment can lower your score anyway. Why not close some of the ones you don't use?