Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

The Axos ONE account is a combined checking and savings account that pays competitive interest rates — as long as you meet a couple requirements. There are no monthly fees and no minimum deposit ...

Some banks will pay you up to $400 just for opening a new account and completing some simple requirements. See our top picks ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

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SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly ...

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After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

There’s no one-size-fits-all approach when it comes to deciding where to put your discretionary income — you likely want some in a savings account (see some of the best savings rates you can get now ...