The first thing Aliche recommended doing is to write down all of your expenses and income. Then, once you know where your money is going, you can implement her four-account system to fix your budget.

For most Americans, payday isn’t quite the celebration it used to be. With 67% of U.S. workers living paycheck to paycheck, per a 2025 report by PNC Bank, money tends to hit checking accounts only to ...

The arrival of a new year often brings a renewed sense of ambition. Whether you are aiming to buy your first home, launch a side hustle, or finally build a full emergency fund, your financial goals ...