We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Astro Bot. Death ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. According to the Federal ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

The payment option is booming among online holiday shoppers this year. But like any form of credit, it comes with drawbacks.

NEW YORK -- "Buy now, pay later," the latest trend in retail, is a payment system that allows customers to walk out of a store -- or check out online -- with the items they want and settle up in ...

Credit scoring models are evolving to account for the growing use of buy now, pay later (BNPL) services. Affirm began reporting customer repayment data to credit bureaus earlier this year, but it is a ...

Buy Now, Pay Later may feel like a safer way to stretch your holiday budget, but consumer advocates say it can also be a fast ...

Buy now, pay later companies like Affirm AFRM-2.58%decrease; red down pointing triangle are aiming to compete more closely with credit-card companies. Affirm said Thursday that its debit card, which ...

More shoppers are open to using buy now, pay later loans, especially as the holiday gift-buying season approaches and as shoppers are more worried about rising prices and financial stress, according ...

The pros and cons of buying travel on a layaway plan. By Elaine Glusac Elaine Glusac is the Frugal Traveler columnist, focusing on budget-friendly tips and journeys. The old-fashioned layaway plan in ...

For decades, stores like Leon’s, K Mart, and Zellers offered layaway: a no-interest, pay-in-pieces system where you picked out an item, the store held it, and you chipped away at the cost over weeks ...