Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Your health insurance plan includes a list called a formulary -- a directory of the drugs it covers. If you've ever been stunned at how much it cost you to fill a prescription, it’s possible that ...

With thousands of structures destroyed by wildfires that continue to rage out of control around Los Angeles, homeowners and business owners face a long road ahead to recoup their losses. Filing an ...