Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

It's important to have a well-thought-out plan.

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Fidelity says large Roth IRA conversions can spike taxes and trigger Medicare IRMAA surcharges. Learn why smaller annual ...

Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or possibly avoid required minimum distributions (RMDs) and income taxes later ...

It's possible to make penalty-free withdrawals from a retirement account before turning 59. Here's how the strategy works.

The sooner you move money from a traditional IRA to a Roth IRA, the sooner you won't have to worry about paying additional taxes on future growth. Any money you move from a traditional IRA to a Roth ...

Between the year a worker retires and the year Required Minimum Distributions kick in at age 73 under SECURE 2.0, most ...

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

Yes, so long as you qualify to make a Roth IRA contribution Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who ...