To accept credit cards with PayPal, set up a business account, connect to PayPal’s payment gateway, and use PayPal Zettle for in-person or online payments.

A business.com editor verified this analysis to ensure it meets our standards for accuracy, expertise and integrity. Credit card payments accounted for 40 percent of in-store retail sales in 2024.

Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...