After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Credit counseling provides education to help eliminate your debt with better money management. Credit counselors help craft a ...

Credit counseling is a way to help those overwhelmed by debt or unable to manage their expenses. In credit counseling, you’ll work with a credit counselor to review your finances and find out what you ...

Achieve reports on options for debt help, which vary from debt consolidation to professional relief or bankruptcy.

Being sued over credit card debt can be intimidating, but you may have more options for handling it than you think.

Many Americans—about half—carry credit card debt from month to month, and about 53 percent of them have been in debt for more than a year, according to a survey by Bankrate.com. Households with credit ...

No sooner had I read the latest statistics on consumer debt in the U.S. (also known as household debt, credit card and other unsecured debt) than a message washed up on my desk echoing the same matter ...

CHARLOTTE — A South Charlotte man was able to wipe out tens of thousands of dollars in debt with help from a nonprofit that specializes in debt counseling. Shane Triplett says he grew up doing puzzles ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

Despite recent efforts toward medical debt reform, many Americans still deal with piles of medical bills. A 2024 analysis from Peterson-KFF shows that about 20 million adults — nearly one in 12 — have ...

(TNND) — Credit card balances fell by $29 billion, or about 2%, last quarter, according to the New York Fed's report on household debt that was released Tuesday. Credit card balances for Americans now ...

The idea of “credit counseling” tends to evoke negative emotions and stress. After all, if you’re receiving counseling about your finances, you might think that the fewer people who know about it, the ...