Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

So you're chasing that perfect 850 credit score? Respect. That's like getting a straight-A report card in adulting. But let's clear something up: once you're in the "excellent" credit range (which ...

Most people know a credit score can make or break a loan application, but far fewer can answer basic questions about how ...

A 750+ credit score unlocks more than just low APRs. Here are three underrated ways a great score can save you money and open ...

Consumer debt is rising, and now credit scores have declined. The national average FICO credit score dropped to 715 from 717, according to a recent report from FICO, developer of one of the scores ...

1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

Checking your credit report regularly and knowing how to interpret it is one of the smartest things you can do for your ...

The average FICO score dropped to 715 in April 2025, down from 717 in 2024, because of rising credit utilization and increased delinquencies. Student loan delinquencies surged after COVID-19 ...

Experian UK&I is introducing what it claims is an improved credit score that better reflects how credit applications are assessed, giving consumers a clearer picture of their overall borrowing ...

NEW YORK – Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national ...