Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Identity theft can strike anyone at any time, which is why experts say checking your credit report regularly is essential.

Applied for a credit card or an auto loan? Then you’re likely familiar with these two words — credit report. You may be asking, “What is a credit report?” and wondering what bearing it has on your ...

A 750+ credit score unlocks more than just low APRs. Here are three underrated ways a great score can save you money and open ...

The Times of India's 'Hack of the Day' series offers a practical solution for checking your credit score instantly and for ...