Most SECURE 2.0 articles focus on the changes applicable to defined contribution plans, such as 401(k) plans, and rightly so, since those plans were the most impacted by the law. However, SECURE 2.0 ...

Defined benefit pension plan sponsors transferred $6.8 billion of pension risk to group annuities in 2025, according to a recent report by Sun Life. Of the $6.8 billion in transactions, $1.3 billion ...

The DOL recently issued proposed retirement plan electronic disclosure regulations implementing provisions of the SECURE 2.0 Act of 2022 ...

Thankfully, public education is seeing pay increases, improved working conditions, record levels of funding and critical learning support for students, such as free breakfast and lunch programs. But ...

In today’s evolving retirement landscape, understanding pension plans is crucial. While only 15% of private sector workers in the United States had access to traditional defined benefit pension plans ...

Kellogg and FedEx must now defend class action claims that their pension plans shortchanged married retirees by relying on ...

A defined benefit plan, other than a fully insured plan, must satisfy one of the following three accrued benefit tests: The 3 percent test. The accrued benefit to which a participant is entitled upon ...

Ask successful small-business owners if they are happy with their annual IRS tax bills and most will moan and groan. That was the case with Bob Johnson, founder and CEO of Johnson Insurance & ...

Data from the Bureau of Labor Statistics indicate that just 15% of private industry employees have access to a pension, also known as a defined benefit plan. Employers began moving away from these ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Pensions are retirement plans that provide income for employees after they retire. Employers, employees or both may contribute depending on the specifics of the pension. Pensions have become much less ...

A pension adjustment (PA) determines your annual contribution limit for a Registered Retirement Savings Plan, ensuring equitable tax assistance for all Canadians.