Basic policies have gaps that could leave your small business fighting to reopen. Consider additional endorsements in case you experience utility failure or your supplier can’t operate due to a peril.

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. Small businesses face significant hurdles, particularly when ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. Bradd Chignoli is the Executive Vice President and Head of U.S ...