In the winter of 2016, Missy Juliette, now 36 and of St. Paul, Minn., had to choose between paying the rent and settling overdue heating and electric bills. Her credit cards were maxed out, and her ...

As many as 66 percent of Americans expect to borrow for holiday shopping, and about a quarter anticipate taking on $900 or ...

Working as a teacher in Cleveland, Mississippi, was extremely rewarding, Jennifer Williams said, but she sometimes had trouble making her income stretch from paycheck to paycheck. So one day she ...

(NerdWallet) – When Minnesota resident Sherry Shannon was short on cash after her car broke down in 2013, she turned to a storefront payday lender for a $140 loan. She remembers the process as quick ...

(NerdWallet) – If asked to picture a payday lender, you might think of a storefront in a strip mall with green dollar signs and neon slogans like “everyday’s payday.” You probably don’t picture a ...

Earned wage access (EWA) is the fastest growing employee benefits category, increasingly offered by forward-thinking employers looking to assist in creating a more financially secure workforce. The ...

Get your news from a source that’s not owned and controlled by oligarchs. Sign up for the free Mother Jones Daily. When South Dakotans voted 3–to–1 to ban payday loans, they must have hoped it would ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. (NerdWallet) – If asked to picture a payday ...