Today, the company has a formally structured innovation entity—known as Innovation Services—but it has iterated through several approaches to get there.

This paper models the demand for assets and liabilities by a life insurers. As one step toward the implementation of a utility-dependent portfolio methodology, the paper empirically estimates a family ...

Their responses to questions were used to acquire a utility function which was then incorporated in a deductible selection model. The utility function was found to have little external validity either ...

The insurance industry is unlike any other—it doesn’t sell a physical product but rather a service that underpins the entire economy.

Once considered to be financial, back-office functions, billing and payments are now at the center of the digital and customer relationship as well as innovative, new products and services.

Only about half of the homeowners potentially impacted by floods in Kerr County were in FEMA's flood zones, and even fewer likely had flood insurance.