Explore top short- and long-term CD rates available today ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these to compete for your savings.

On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...

LendingClub (NYSE:LC) is currently offering the highest rate on 8-month certificates of deposit among its peers. The offer stands out following recent Federal Reserve interest rate cuts. The bank is ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Certificates of deposits, which gained popularity in the U.S. in the 1960s, are among the safest and most profitable ways to save money. With set annual percentage yields, CDs are a low-risk ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...

In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs can ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Fortunately, even in the cooler interest rate environment of 2026, there ...