More than 6 million homeowners nationwide – including a large number of Native American, Hispanic and Black homeowners – do not carry homeowners insurance, putting them at extreme risk in the event of ...

States do not legally require homeowners to have home insurance, but it is usually required by your lender if you currently have a mortgage on your home. Home insurance provides financial protection ...

California Secretary of State Shirley N. Weber, Ph.D., announced that the proponents of a new initiative were cleared to begin collecting petition signatures on Nov. 25, 2025. The Attorney General ...

Many homeowners discover tough truths about their insurance only after disputes, and lawyers often watch clients learn these ...

Homeowners insurance mainly protects the borrower’s investment in their home, while mortgage insurance financially protects the lender’s investment in your home. Mortgage insurance, also known as ...

Few people enjoy paying for homeowners insurance, but most understand the financial devastation that can result from going without it. As homeownership costs skyrocket and coverage becomes harder to ...

It was 2019 when Anjali Tierra decided that homeowners insurance wasn't worth the price. The retired high school teacher, 58, took out a policy in late 2018 after purchasing a three-bedroom home ...

When your homeowners insurance policy reaches the end of its term, your carrier may decide not to renew. A nonrenewal notice can be concerning, especially if coverage is required as a condition of ...

Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...

What is the most common type of natural disaster that impacts the U.S.? Responses might change depending on who you ask and where they live, but there is an objective answer: flooding. According to ...