If you find yourself buried in credit card debt, there are ways to help you dig back out, like a hardship agreement or a lump ...

If you find yourself in too much debt to keep up with, you might be able to negotiate with your credit card issuer to settle some of your debt. Debt settlement works by negotiating with an issuer ...

Americans are carrying significant credit card debt from month to month. The typical balance is now $6,300, up nearly $1,000 from two years ago. And with the average card interest rate hitting 23%, ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

(InvestigateTV) — The Consumer Financial Protection Bureau (CFPB) reported that at the end of 2023, the average consumer paid a 22.8% interest rate on their credit card balance, the highest since the ...

Different negotiation strategies have advantages and drawbacks. Understand their impact before contacting your card issuer. Many or all of the products on this page are from partners who compensate us ...

If you’re struggling with high interest rates or mounting credit card debt, learning how to negotiate with credit card companies can help you save money and regain control of your finances. Many ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you drowning in ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...