Understand the SECURE Act's 10-year rule for inherited IRAs. Learn if you need to take annual RMDs and how the rules differ ...

The IRS’ interpretation of the 10-year clean-out rule on inherited IRAs can be complicated.

An individual retirement account (IRA) can be a significant estate asset. How the account is handled depends on whether a beneficiary is named, who that beneficiary is and which distribution rules ...

An inherited IRA works a lot like a regular IRA. The money continues to grow tax-deferred, and withdrawals are taxed based on the type of account. If you inherit a traditional IRA, distributions are ...

A recent WSJ article highlights a critical alert for beneficiaries who inherited traditional IRAs after 2019: the window to take distributions is limited and time-sensitive. Under the post-SECURE Act ...

An inherited individual retirement account (IRA) is a potential financial windfall that may create new opportunities to achieve your financial goals. If you are a beneficiary currently or expect to be ...

Starting in 2025, certain heirs with inherited individual retirement accounts must take yearly required withdrawals or face a penalty. But some non-spousal beneficiaries should consider taking ...

I’ve written several articles about the advantages of Roth IRAs, but I have never discussed the beneficiary rules, which ...

I’m sorry to hear about your mom's passing. Required minimum distributions (RMDs) from inherited IRAs are one of the most confusing things that most people will have to deal with. That's partially ...

According to the Investment Company Institute, the amount of assets in IRA accounts and employer defined contribution plans reached $29 trillion at the end of 2024. With this amount of wealth in ...

Readers of my column know I emphasize the importance of naming beneficiaries for every IRA account. Many ask under what circumstances they should consider naming a trust as an IRA beneficiary. In a ...

A spousal beneficiary rollover is a transfer of assets to a surviving spouse from a deceased spouse's retirement accounts. It can involve rollover into the spouse's IRA or inheritance as a lump sum.