Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...

Understand common debt repayment strategies you can use to pay off your balances and learn strategies for preventing further debt Many consumers carry higher credit card balances than ever, with ...

The second choice: Taking a loan from your 401 (k) at a rate of 6.5% would cost you $17,900 over the same period. Typically, you can take $50,000 maximum, but you have to pay it back within five years ...

The Wells Fargo Reflect® Card has a balance transfer fee of 5%, min: $5, so run the math before you move a balance. But if ...

Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest ...

Achieve reports that unsecured personal loans, based on creditworthiness, can offer lower rates than credit cards, aiding ...

Whether from student debt, excess spending or general hardship, many people find themselves facing massive amounts of credit ...

Paying off debt is a worthy goal, particularly if it can help improve your financial situation or free up money to spend in other areas. But while it may help your budget, are there any downsides to ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

‘We’re struggling’: I’m 41 with 5 kids and $46K in credit-card debt. Do I raid my $1.2 million IRAs to pay it off?

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...