Learn the essential withdrawal rules for Roth 401(k)s to prevent taxes and penalties, ensuring you're optimizing your ...

Dipping into your 401(k) before age 59½ usually means penalties, taxes and lost earnings. But there are some exceptions.

Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

If you’ve been saving for retirement, you’ve probably wondered: when can I actually take money out of my 401(k) without paying penalties? The IRS has very specific 401(k) withdrawal rules, and ...

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

You can take withdrawals from your 401(k) before you retire but in most cases you will pay a penalty in addition to income ...

You can now take penalty-free 401(k) withdrawals to pay for LTC insurance. The most you can withdraw for this purpose is $2,600 in 2026. Taking a 401(k) withdrawal for this reason could set your ...

People are seemingly having a hard time saving apart from their retirement funds.

An early withdrawal penalty is a fee incurred when withdrawing funds from a retirement account before a certain point in time. Early withdrawal penalties typically apply to retirement accounts or ...

Vanguard data shows Americans are pulling money out of their retirement accounts early at record rates to help make ends meet.

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...