Personal loans can be a useful financial tool, but their value depends on your specific needs and circumstances. So are personal loans worth it? It’s important for you to understand the pros and cons ...

Joe Van Brussel is a freelance writer for CNET Money, where he deciphers obfuscatory credit card offers and breaks them down so consumers actually know what belongs in their wallet. He also covers ...

There are potential benefits and downsides to debt consolidation.

Upstart lends to college-educated borrowers who have thin credit files. Upstart is a good fit for those who: To review Upstart, NerdWallet collected more than 30 data points from the lender, ...

With a simple application process and competitive rates, borrowers can easily manage repayments and achieve their financial goals without stress.

Learn how small-business loans can help your business grow.

Recent federal student loan changes may push more families toward private loans, which typically have higher interest rates and fewer borrower protections.