Annuity vs 401k, retirement accounts…if you’re raising kids, working, and running a household, it might feel like you do ...

When a plan administrator selects an insurer to provide annuities for a retirement plan subject to ERISA, it is engaging in a fiduciary act that must be conducted prudently. Mistakes in this process ...

When retirement planning with a client, the transition from the accumulation phase (where the focus is on building wealth) to the decumulation phase (where the focus shifts to using that wealth to ...

Retiring from a retirement annuity (RA) is often treated as a box you tick at age 55. In our experience, it is one of the ...

Interest in lifetime income products within retirement plans is growing, and a new tool helps plan sponsors and advisors to match the right annuity product into the 401(k) plans for their employer ...

A delayed annuity is a life annuity with payments beginning later, offering financial security through a steady cash stream ...

The Insured Retirement Institute filed comments urging the Department of Labor not to withdraw a longstanding safe harbor regulation. According to the Insured Retirement Institute, the Department of ...

The IRS charges an excess accumulation penalty if a retirement account owner or beneficiary does not withdraw the required minimum distribution (RMD) for the year.

A $1.6M employer retirement account initially appeared to mandate $800K conversion to an annuity for beneficiaries. QPSA annuity provisions apply to Money Purchase Plans but not 401(k) accounts ...

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