You’ve got plenty of options for planning out your retirement paycheck. If you have a workplace 401(k) plan, you may want to keep your money at work in mutual funds or index funds, earning higher ...

As a first step to understanding annuities, we consider basic questions about how income annuities work, as well as what options are available. There are a few terms relevant to know about how ...

There's a long list of reasons why advisors tend to avoid annuities despite reams of academic literature suggesting that, if used correctly, they can be of real help to clients when it comes to ...

Did you know that over the last four decades, life expectancy has increased in the U.S.? While there was a concerning decrease in 2020, mainly because of the pandemic, life expectancy is expected to ...

It’s no secret that financial stability and a steady income are essential when planning for retirement. This is where annuities can come in handy. However, one common downside to annuities’ liquidity ...

Annuities can provide guaranteed income for retirement. You may choose to receive income upfront, with an immediate annuity or put it off until a later date with a deferred annuity. You could also ...

In the world of small businesses, annuities often fly under the radar. That’s right, those are the things you might associate with your grandparents’ retirement plans. As a business owner, however, ...

A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin ...

Here’s a quick multiple-choice quiz: Are annuities the functional equivalent of a pension? Can annuities be investments that have nothing to do with retirement? Do clients hate annuities? Do clients ...

401 (k) vs. Annuity: Basic Concepts First, let’s review some basics. If you’re a typical American worker, chances are you already have a 401 (k), the near-ubiquitous workplace plan that provides ...