In most states, if you employ any staff, you are required to have workers’ compensation insurance, which is a specific type of business insurance that covers costs associated with on-the-job injuries ...

Workman's comp insurance, usually referred to as workers' compensation insurance nowadays, is a business insurance policy that protects employees who get injured while performing duties at work. The ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...