Premium cards boomed in 2025. 2026 will bring a K-shaped market, more experiential perks, growing mid-tier cards and steadier rewards despite fee pressure.

The U.S. Bank Shopper Cash Rewards® Visa Signature® Card is a top card for Walmart and Target purchases. Each quarter, you can earn 6% cash back on two retailers of your choosing (up to $1,500 in combined purchases), which can include Walmart and Target.

Last year my two main credit cards earned me over $1,380 in rewards and cash back. Here's the breakdown and how to build your own winning set-up for 2026.

Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

Airport lounge access is one of the most valuable — and misunderstood — benefits tied to credit cards. Lounges offer a quieter place to wait, complimentary food and drinks, stronger Wi-Fi and, in many cases,

Save $750 or more on travel in 2026 with the right credit card. See three travel cards with valuable welcome offers and easy rewards.

The rewards platform centered on housing payments, has launched Bilt Card 2.0—a suite of three new credit cards.

Bilt 2.0 credit cards offer 10% APR for first year and a new rewards system where everyday spending unlocks points on rent payments, according to CEO Ankur Jain.