The best cash back card this month delivers 6% in the category you choose, no annual fee, and strong first-year value.

According to TransUnion, one the U.S.’s three largest credit reporting agencies, the average American held $6,523 in credit card debt at the end of September, up $143 from the same point last year and over $1,000 more than in the third quarter of 2022.

The Swedish fintech’s new tiers offer luxury travel perks, lounge access, cash back, and subscriptions as more Americans shift toward BNPL.

Before you start the negotiation process, make sure you know what offers to make (and the factors to consider).

With the holiday season in full swing, this is one of my favorite times to apply for a new credit card. Beyond wanting to map out my financial plan for 2026, this time of year often brings extra purchases that can naturally help me reach a card’s spending requirements to earn a welcome bonus.

Whether you want an instant discount or a stack of rewards for your summer vacation, there's a bonus your holiday shopping can help you earn.

You can dispute credit card transactions and get your money back in some situations. Learn about the valid reasons to dispute a charge on your credit card.

Under the new proposal, Visa and Mastercard would lower swipe fees by an average of around 0.1 percentage point for several years and cap "standard" consumer card rates at 1.25% for eight years. But the proposal would also loosen rules that require merchants to accept all of a network's credit cards.

Grocers pay a lower rate than other businesses and they tend to have more recurring customers, making them less likely to implement credit card surcharges.

Most credit card rewards programs let you redeem your points or miles for gift cards. The process is typically easy - open your rewards portal, search for a gift card you want to buy and then redeem your points to purchase the card.

Cash back credit cards notoriously don't earn as much as points and miles credit cards, which is why you'll see them usually cap their earnings at 2% or 3% cash back. There are a few exceptions – whether through limited promotional periods or rotating categories – but more often than not, you're earning less than 5% cash back.