Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Fair Isaac maintains its position as the leading credit-scoring model, despite rising competition and concerns about its market moat. Read my FICO stock update.

In a bid to lower closing costs on home purchases, Federal Housing Finance Agency Director Bill Pulte sought to reduce the ...

Bill Pulte declared by tweet that homebuying costs would be lower if FICO had competition—a move that instead risks pushing ...

Experts warn identity theft is rising in 2025, urging Americans to check credit reports weekly for free. Learn tips to spot fraud, fix errors, and boost your score for better financial security.

Social media posts point to a 40% to 100% price hike this year, the latest in a series of hikes started in 2023, when for ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

Analytics software provider FICO announced partnership w/ Plaid, a financial data network, to enable the next gen of the cash flow UltraFICO Score.

Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie ...

Brex reports that business tradelines are essential for building credit, offering companies improved financing options and ...

A North Iowa woman who made false insurance claims that her vehicle had been hit by rocks falling from trailers was given a ...