Retirement savings plans can be used to fund a home down payment. But should you?

Most 401 (k) and similar retirement savings plans like Individual Retirement Accounts (IRAs) allow homebuyers to withdraw or ...

If You're Behind on Retirement Savings at 50, Here's a Strategy That Could Help You Catch Up

Don't assume you're doomed to being cash-strapped.

This Common Budget Habit Could Be Quietly Destroying Your Retirement Savings

Saving for retirement on a consistent basis often means following a budget. Without one, you might spend all of your money ...

What to Do If Your Retirement Plan Is Coming Up Short

If your retirement savings aren’t where you’d hoped, there are some ways you can bridge the gap, including making catch-up ...

Retirement: A new 'Trump savings plan' for workers

Trump wants to expand access to a 401(k) ...

Why Wealthy Investors Steer Clear of These Retirement Funds and How It Impacts Your Savings

According to a 2025 survey, most households with over $200,000 in investable assets are choosing not to put their retirement ...

The typical American has just $955 saved for retirement: report — experts say it’s a growing crisis

This research shows the fragility of both the nation’s retirement infrastructure and retirement preparedness for the typical ...

$80K vs. $1.5M: New York’s retirement savings gap is staggering, research shows

A SmartAsset study revealed that New Yorkers — though boasting better median retirement savings than some other states — don’t possess as much money in their golden The average median retirement ...

More people are using retirement savings to fund down payments

Years of skyrocketing home prices have made saving up for a down payment to buy a home a major hurdle for many aspiring ...

401(k) Savers Hold 29% More Retirement Funds Than Nonparticipants, New Data Reveals Why

A 401(k) can really boost your retirement savings. According to a new study, people who save for retirement with a 401(k) ...