There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.
Some workers are maxing out their 401(k)s, but many still face shortfalls and may need to take extra steps to strengthen ...
The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.
A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their ...
Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...
Not even half of workers are on track to maintain their current lifestyle in retirement. Retirement preparedness differs by ...
A 401(k) can really boost your retirement savings. According to a new study, people who save for retirement with a 401(k) ...
Roughly 6% of participants in Vanguard-administered plans took hardship distributions in 2025, up from about 4.8% in 2024, ...
VanEck digital asset ETPs will be available through fintech retirement platform Basic Capital, giving some 401(k) investors potential exposure to crypto funds.
Explore how rising living costs, a weaker US jobs market, and increasing debt levels are impacting American households.
The good news is that low-income workers taking out hardship withdrawals are still saving, thanks to auto-enrollment If you ...