If you know where to put it, cash can still earn a solid, low-risk return of 3–5% with today’s top savings accounts, CDs, ...

Having $30,000 in your savings is a great emergency fund, but if it’s sitting in a traditional bank account earning nearly 0% interest, you’re missing out on growth.

If your bank flags a deposit as suspicious, here's what to expect and how to make sure your funds don't get stuck or delayed.