The Wells Fargo Reflect offers an intro APR on purchases and balance transfers for almost two whole years. Learn why else we ...

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

The average credit card APR now tops 21%, according to the Federal Reserve -- and that means hundreds or even thousands in interest if you're carrying a balance. That's why balance transfer cards can ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

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Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

NEW YORK - Holiday shoppers may already be scouting balance transfer offers for the new year. The lure of transferring a credit card balance is that you're charged 0 percent interest for an ...

At almost two years of 0% APR, and with a reasonable balance transfer fee, the Reflect leads the pack if you need to pay down debt transferred from a non-Wells Fargo credit card. This card does not ...