I’ve spoken with countless families considering San Diego in 2026, and almost every conversation starts the same way: “Is this even financially realistic for us?” They lose sleep over monthly payments. They question whether their income will stretch far enough. They’re scared of making a decision they’ll regret. And honestly? You should think hard about the money. San Diego isn’t cheap, and pretending otherwise would be dishonest. It won’t make sense for everyone. But here’s what happens when pe
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