The difference between Pension Funds, Provident Funds and Retirement Annuities.
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YouTubeMichael Veltman
The difference between Pension Funds, Provident Funds and Retirement Annuities.
This is an episode-based series where I will be walking through all of the aspects of retirement in South Africa, and explaining them. In today’s episode we will be discussing the main difference between pension, provident and retirement funds in South Africa. Pension funds. You can only join a pension fund through a company that employs you ...
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An #annuity is like a privately funded pension plan. You fund it with a lump sum, which can come from cash in the bank or an IRA / 401k rollover. After funding an annuity, you can take #retirementincome out right away or defer for a few years. Each year you defer, your guaranteed #retirement income increase, almost like social security. The annuity #cashflow is locked in for life and never goes down. Even if the stock market crashes or you live until 100. Your monthly annuity paycheck keeps comi
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