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5:08
TikTok
atty.regaloliva
Understanding Harassment from Collection Agencies
Explore the challenges of dealing with harassment from credit card collection agencies. Learn how to protect yourself and your rights. #CreditCard #CollectionAgencies #Debt Atty. Regal Oliva(@atty.regaloliva). original sound - Atty. Regal Oliva. 𝐂𝐎𝐋𝐋𝐄𝐂𝐓𝐈𝐎𝐍 𝐇𝐀𝐑𝐀𝐒𝐒𝐌𝐄𝐍𝐓 ...
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4 months ago
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Collect money from debt collectors, collection agencies how to negotiate collection debt. Not An Attorney Educational Purposes Only #3rdpartydebtcollector #howtocollectmoneyfromdebtors #howtodealwithdebtcollectors #howtonegotiatedebt #collectionagencies
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What you didn’t know about private student loans: never pay a collection agency, most of the time they don’t have a legal right to your debt. Visit the link in our bio to learn more about your PSL #privatestudentloans #studentloans #privatestudentloanhelp #privatestudentloanoptions #salliemae
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Do you actually have to pay a debt collector or collection agency? Most people assume the answer is yes — and that misunderstanding costs them thousands. Debt collectors and collection agencies demand payment every day, but demanding money and proving legal entitlement to collect are two very different things under debt collection law. Original creditors, charged-off accounts, sold debt, third-party collectors, debt buyers, junk debt portfolios, consumer rights, FDCPA protections, credit reporti
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If you ever owe a collection agency because you stopped paying that big CC debt, there are ways you can save money. Once the collection agency starts contacting you, the first thing you need to do is
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if you have collections from Portfolio Recovery associates, lvnv funding, Midland credit management, Jefferson capital, or any other debt collection agency hear me out. you need to ask for four things that will invalidate that and have them remove it off of your credit report. this is your right under the fair debt collection practices act the fdcpa. the agency must provide this information before continuing with collection efforts
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Don’t ever pay bills better in collections. Let me explain why? ✔️Once Your debt was sold to a collection agency the original creditor can no longer collect on it! ✔️Paying it off will not remove it from your credit report or increase your credit score. ✔️You can send my dispute letters to delete it from your credit report, and when it's removed, you no longer have to pay the debt. (Pursuit to the Fair Debt Collection Practices Act 15 United States Code 1692 or signed anything with the agency .
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How to remove it in 45-90 days ⬇️ When an original creditor sells your debt, the new collection agency has no original contract with you. That means they must prove you owe them or they legally cannot collect on that debt. And guess what? Most of them can’t. This is why paying any negative account should always be your last resort. Dispute it, and you can have it wiped from your credit in 45-90 days with my dispute letters. This applies to: Student loans, hospital bills, repos, evictions, collec
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Don’t pay that collection! FIRST Check the banned debt collectors list to see if the collection agency that is on your report or contacting you is not on this list! By federal order they should not be collecting on a debt! #greenscreen #creditrepair #creditrepairservices #fyp #fypシ #latepayment #latepayments
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