Full retirement age is 67 (in the US) , if you were born in 1960 or later. And for most people, the earliest you can file for Social Security is age 62. Now I’m definitely a fan of early retirement, if you can swing it. ➡️ But here’s the catch: your benefit will be reduced by approximately 30% at age 62. For example, if your full benefit at 67 would be $2,500 per month. Filing at 62 would reduce it to about $1,750 before taxes. For every few months you delay filing between 62 and your full retir