What Are The 4 Types Of Annuities? When you hear about annuities, it can sound like one big confusing product—but there are four main types most people need to understand: immediate, deferred, fixed, and variable. In this video, we break down what each type actually is, how it works, and what problem it’s designed to solve so you can stop guessing and start matching the right annuity to your own retirement goals. You’ll see how immediate annuities turn a lump sum into income right away, while de

What Is a Rider Fee on an Annuity? In this video, we explain what a rider fee on an annuity is and why it shows up as an extra cost on your statement. You’ll see how rider fees are the price you pay for optional benefits layered on top of a base annuity contract, like lifetime income guarantees or enhanced death benefits. We walk through how rider fees are usually calculated, where they’re deducted from, and how they can impact your long-term growth. You’ll learn how to find the rider charges in